GOLDPoint Systems Fintech Blog

AI in FinTech: What it is and Where it’s Going

Fintech Integration Spotlight: Securian Financial

G/L Platinum: The Next Level in General Ledger Servicing

General Ledger G/L Platinum from GOLDPoint Systems

Presenting Loan Origination’s Best Friend: Info Capture

Info Capture loan collateral proof upload portal

Meet Robert: Your AI Guide to GOLDPoint Systems’ Product Offerings

Ask Robert AI Chatbot for GOLDPoint Systems

“AI” is a buzzword that you can’t really escape these days. All the big tech companies are racing to determine a place for AI in their products while their employees race to determine a place for it...

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Innovative Insurance Solutions For over 140 years, the Securian Financial (Securian) family of companies has developed innovative insurance solutions to meet the evolving needs of individuals,...

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A good general ledger (G/L) system is the core of your institution’s accounting process. Your employees and customers deserve a GOLD standard in loan management software, which includes a G/L system...

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One of GOLDPoint System’s (GPS’s) newest products, Info Capture, is quickly becoming loan origination’s best friend. Info Capture is a browser-based app that allows users to take photos of documents...

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If your institution is in the market for loan software, you will find no shortage of fintech companies eager to show you their product catalogs. However, these catalogs can be vast and dense, and a...

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GOLDPoint Loan Software Regulated in Texas

The Loan Software Star in the Lone Star State We are excited to announce that GOLDPoint Systems (GPS) is now reviewed to handle both the Schedule Installment Earnings Method and the True Daily...

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Lending Engine Servicing—LES from GOLDPoint Systems

We at GOLDPoint Systems (GPS) have provided our clients with top-tier loan servicing software for 20 years. Along with our dedication to customizing our products for each client’s individual needs, a...

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This year at GAIN, GOLDPoint Systems (GPS) had a surprising announcement: GAIN was being replaced by a brand-new conference named RevUp! This new conference was introduced by a rousing video and,...

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GOLDPoint Systems Fintech Lending Software

If your institution is in the market for loan origination software, you will find no shortage of fintech companies eager for your business. But, which providers can you rely on to consistently...

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In today’s digital world, the financial services industry is undergoing rapid transformation. Technology is reshaping how lending institutions, insurance companies, investment firms and other...

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Browser Based vs. Web Based Loan Software

In the modern lending industry, understanding software differences between browser based and web based is essential. Although these terms are often used interchangeably, they refer to different ways...

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More and more the word, securitization, is getting passed around in financial circles. It’s being hailed as a panacea for a lack of cash flow. But what is securitization? And can it truly help your...

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GOLDPoint Systems web based loan software 2024 review

2024 was a big year for GPS and its clients. We continued the march towards our all-Web future, servicing a ton of loans and making our client institutions a ton of money along the way. All signs...

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Browser-based Lending Engine from GOLDPoint Systems

GOLDPoint Systems (GPS) has been providing top-tier service to consumer finance institutions for nearly twenty years. Along with our dedication to customizing our products for each client’s...

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Lendmark Climb To Cure Childhood Cancer with GOLDPoint Systems

Lendmark Financial Services (Lendmark), a valued client of GOLDPoint Systems, raised $2,100,000 in donations for CURE Childhood Cancer, an Atlanta-based nonprofit research group "dedicated to...

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If your institution is in the market for consumer lending software, you will find no shortage of providers eager to take on your business. But which providers can you rely on to consistently deliver...

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GOLDPoint Systems Consumer Finance Software

The consumer finance software industry is booming, and options are as numerous as they are distinct. But, how do you know which company is right for you? Which service will provide the greatest value...

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GOLDPoint Systems Integration ACI Worldwide

Today, I’d like to spotlight one of our incredible third-party integrations:

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Bliss Crandall B. Lynn Crandall DHI Anniversary

On Monday, July 1st, GOLDPoint Systems’ parent company, DHI Computing Service, Inc., celebrated its 70th anniversary! To commemorate this important occasion, DHI held an anniversary event for its...

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In the digital landscape that we live in, and with the ever-present threat of cyber attacks, companies need to be ever vigilant. Maintaining the security of customer data is paramount to establishing...

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As we talked about previously, there are many reasons why understanding amortization methods is helpful for financial professionals. Today, we’re taking a deep dive into one such method: the Rule of...

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In today's digital age, where online banking and electronic communication have become the norm, ensuring the security of financial information is vital. This is especially true with phishing, where...

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If you spend any amount of time looking over GOLDPoint Systems documentation, you’ve probably come across the term GILA Loan once or twice. But what exactly IS a GILA loan?

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In today’s world, where sophisticated computers effortlessly crunch numbers and calculate complex payment structures, it might seem redundant for financial professionals to bother learning about...

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Once again, it’s been a stellar year here at GOLDPoint Systems. That’s because you, our clients, are doing great business. Let’s look at the numbers, shall we?

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Pay-by-Text is one of our most exciting features, so we were thrilled when one of our clients began offering it to their customers this past year. (And I’m sure their customers were also thrilled.)...

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As GOLDPoint Systems (GPS) continues its journey towards a fully web-based future for its products, the functionality offered by The Lending Engine grows more complex. And, of course, when discussing...

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Photo by Talena Reese pexels photo american-flag-and-flag-of-texas-under-blue-sky-10471017

We are thrilled to announce that GOLDPoint Systems (GPS) has become a regulated loan software vendor in the state of Texas! We all know things are bigger in Texas, so this is HUGE news!

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Photo by Charlotte May: Pexels black-student-listening-to-music-using-smartphone-in-park-5965930

This month we’d like to spotlight one of our most popular third-party integrations:

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Within the past year GOLDPoint Systems has unveiled our most powerful tool yet, the Lending Engine! The Lending Engine is our collection of web-based applications and APIs that power our clients’...

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There’s a new star in our API Library! Find out how the Get Customer By Phone call can increase revenue by saving you time and money. Picture the scene: A customer calls your institution and wants to...

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Lending Strategies To Succeed During Recession

With the Federal Reserve continuing to raise interest rates and the instability of the markets right now, many companies are planning for a recession. Recently, several of the large tech companies...

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GOLDPoint Systems had one of our best years ever in 2022! That’s great news for you, because as our clients grow and succeed, GPS grows and succeeds. Let’s review how things went by looking at some...

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Office Space Bill Lumbergh Product Owner

In previous posts I’ve written about Agile, Scrum and roles within Scrum. GOLDPoint Systems is in the process of migrating our dev teams over to Agile principles, using Scrum as the framework. The...

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Photo by freestocks graphing paper with text

It’s that time of year again: Resolution Time. The time of year where we all resolve to be better and meet our goals. The only problem is most of us don’t. Most of us create resolutions and abandon...

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If you are in the financial industry, you need trust. Your customers must trust that you will keep their information secure. They must trust that you have systems in place to prevent theft of their...

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A scrum master is a key component of an Agile development team. They pretty much run the show. The scrum master is responsible for managing communication between team members and keeping projects on...

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I know this topic seems like a departure from our typical subject material—because it is. I’m writing this because GOLDPoint Systems has begun the process of transitioning not just our development...

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Jeremy White President GOLDPoint Systems

Provo, Utah, October 21, 2022 - GOLDPOINT Systems (GPS), a Division of DHI Computing Service, Inc., announced the promotion of Jeremy White as new President of GPS, effective September 26, 2022. Mr....

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GOLDPoint Systems GAIN conference Snowbird Utah

Last month we had our annual GAIN conference, and it was amazing! This year proved to be the best yet. Not only did we get to experience the majestic mountains of Snowbird, but we had the privilege...

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It's True. A lot of GOLDPoint’s marketing and documentation space is devoted to loan servicing because that’s the major focus for most of our clients. Loans are also inherently more complex and...

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Credit reporting is becoming more important in everyday life for consumers. Their credit history not only unlocks opportunities for credit, but is now also used in employment, housing, and other...

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Influence customers to make great decisions goldpoint systems

In 1979 Spain started automatically enrolling all their citizens as organ donors. They allowed anyone to actively opt out of the system, but to be an organ donor was the default. This simple change...

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Not to brag, but GOLDPoint Systems has underwritten 44 million loan applications over the years. That’s a lot, and even dividing up that number among our clients shows that your institution is...

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Web-based APIs are becoming an increasingly popular way to get work done in the modern world. With their ease of use, constant availability, and adaptability, they are the new normal for interfacing...

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Recently my husband convinced me to go and look at cars. Our Ford Escape is on its last legs, so I agreed. His main push was either a new 4-door Bronco or the Bronco Sport. I’m frugal by nature so we...

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Wow! What a year we just had. GOLDPoint Systems has continued to grow and innovate, and it shows. We are coming off one of our best years yet and it’s all because of our clients. As our clients grow...

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Photo by Tima Miroshnichenko: https://www.pexels.com/photo/a-person-counting-money-6694965/

What if I told you that you could do ONE thing to save thousands or even hundreds of thousands every month? You might think I’m lying or overexaggerating, but I’m being completely honest. In fact,...

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GOLDPoint Systems (GPS) continually strives to find ways to make its services more convenient, versatile, and accessible. Sometimes, this effort takes the form of creating new programs for our...

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The GOLDPoint Systems (GPS) documentation team is excited to announce the launch of the Help Center, a new website designed to replace and improve upon DocsOnWeb as a resource for help documentation.

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Near the end of June, billionaire Ricardo Salinas Pliego tweeted that his bank was working toward becoming the first Mexican lender to accept cryptocurrency. His news caused the price of bitcoin to...

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Recently J.D. Power released the results of their 2021 U.S. Consumer Lending Satisfaction Study.SM The study revealed that the consumer lending industry was severely impacted by the COVID-19 pandemic...

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In any industry, attracting new customers can be difficult. For example, did you know that 97% of potential loan applicants fail to complete their online forms? This could be for a variety of...

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In today’s marketplace, you need to be agile. Your customers’ needs and preferences are constantly changing and you need to be able to adapt along with them. This is where using GOLDPoint Systems'...

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Protect Customer's Financial Info GOLDPoint Systems

Your customers put their money in your hands, and often their bank accounts. They also routinely give you sensitive information like their Social Security number and driver’s license. All of this...

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In the modern era, where payments can be made online and using a smartphone, you may wonder if phone systems are outdated or even needed by your customers. But how are your customers making payments?

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Everyone knows that the key to any great relationship is communication. And the finance world is no exception. To create great relationships with our customers, we need to be great at communicating....

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In our fast-paced online world the difference between success and failure can be less than a minute. A mind-blowing YouTube video might never be seen if it takes more than a minute to load. An Amazon...

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While Black Friday shopping in November of 2020, I stopped into a well-known women undergarment store that shall remain nameless. The helpful teller asked if I wanted to open a credit card that day...

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On October 30th, the Consumer Financial Protection Bureau (CFPB) issued the first part of its long-overdue Debt Collection Practices final rule, which clarifies unfair practices by debt collectors...

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Did you know that our U.S. military personnel are between 2- and 10-times more likely to have delinquencies or defaults on their credit reports in the six months after leaving active service compared...

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Reasons to Update Your IVR:

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Maybe you’ve been one of the lucky individuals who has received a text or email recently, allegedly from your bank, letting you know that some strange activity has occurred on your account. If you...

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If we’ve learned anything from the recent pandemic, we’ve learned that you can do a lot of things remotely. We can use Zoom to have “face-to-face” meetings. Our kids can do lessons online. We can use...

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Benefits of Facebook Pixel:

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Recently my family was visiting my brother and his family, and we ordered a bunch of pizza for all of us. Since I didn’t have any cash on hand, I offered to Venmo him some cash and was stunned when...

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As the coronavirus has spread across America, many workers have suddenly found themselves working from home. Not only that, but their kids are also schooling from home. This situation has only added...

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Need something to worry about other than the Coronavirus? How about the FICO® credit score changes that go into effect later this year.

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I think we can all agree, not getting paid is the worst. And when you have borrowers who are delinquent on their payments, that's what's happening; you're not getting paid. So, what can you do about...

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high-angle-view-of-paper-against-white-background-248537 1

By now you’re aware that there are so many benefits to switching your customers from paper to electronic statements. And you know that it will save your company lots of money (if not, check out our ...

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glenn-carstens-peters-npxXWgQ33ZQ-unsplash 1

I have a friend who uses a poster board to track all the sporting events, dance recitals, and other extracurricular activities for her four kids throughout the year. Every time a child participates...

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Did you know that you could save millions by switching to electronic statements? That’s exactly what one of GOLDPoint Systems’ clients did. Our client made the decision to switch to electronic...

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An LMS, short for Learning Management System, is a platform to deliver eLearning content, educational courses, and training programs to an internet audience, including within your own business. The...

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The summer is sadly slipping away from us. If we hurry, we may be able to fit in one last camping trip, one last trip to the lake, or one last barbecue before it’s time to rush the kids back to...

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How Messenger Benefits Lenders:

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How to create a better borrower experience:

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The State of California has passed a comprehensive consumer privacy law known as the California Consumer Privacy Act or CCPA. It has an effective date of January 1, 2020. Since this has the...

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Instagram officially has over a billion active users. And if we’ve learned anything over the past couple of years, it’s that the combination of Instagram’s engagement and the age of the audience...

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More and more banks and credit unions offer monthly budget planning tools as a free service to their account holders. Could it be that budgets are *cough* “fun”? According to one website, some people...

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Did you know that our software supports lending institutions that during the busiest season of the year have been known to write checks for more than $10,000,000 to dealers for opening loans?

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Your institution may have many good business reasons for not allowing borrowers to make payments using debit cards. For one, allowing debit card payments means your institution must have a contract...

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What lenders can do with an API:

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Here at GOLDPoint, we take data security seriously. We understand that in this digital age, online security is at the forefront of everyone's mind. And we want all our customers to feel confident and...

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I remember the first time I bought my first car. My dad was a car dealer, and he helped me find financing through Ford Motor Credit. They even sent me a three-year payment book for me to tear off a...

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In the finance industry, being able to collect on accounts and keep delinquency down is crucial to maintaining a good line of credit with your financing bank and curbing the number of individuals...

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No two lenders are the same; this is something we have learned after processing billions of dollars in lending transactions and helping lenders manage millions of borrowers and their loans for over a...

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Today’s empowered borrowers have clear expectations about what they want in a lender. They are increasingly accustomed to a personalized digital connection that delivers the services they need on any...

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According to the Federal Reserve’s recent consumer credit report, US consumer debt rose in October by the most in 2018, indicating that Americans are borrowing more.

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There are plenty of issues you expect after opening a business or getting promoted to manager. Unfortunately, few of us foresee or prepare for employee resistance to change. Employee resistance is a...

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Whether you are considering making a change in financial software or you are anticipating an acquisition, one of the primary considerations in a successful conversion is the mapping of loan data....

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Lawrenceville, GA September 10th, 2018 -- Lendmark Financial Services, today announced the signing of a five-year agreement with GOLDPoint Systems effective immediately.

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Purpose and Usage

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As familiar as we are with social media you would think it would be easier to understand how to run successful ad campaigns on Facebook, Twitter, or Instagram. Yet often the lucrative success that...

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GOLDPoint Systems is committed to helping our clients understand and maximize the potential of our software to grow their business.

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Why Lenders Should Use Instagram Increases your Interactions with borrowers Instagram Ads Helps you target Millennial's Drives brand awareness Instagram is the hottest social media platform right...

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We live in a fast-paced world filled with convenience and options. If you don't offer what people want, they will quickly leave and find it elsewhere. This mindset also applies to online loans; 97%...

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Solutions by Text is a division of a 23-year-old consulting firm. Created with the intent to help streamline client communication and leverage the power of SMS to develop advanced business solutions...

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How to increase online loan application conversion

How to Increase Your Online Loan Application Conversion: Optimize for mobile Pre-populate fields when you can Keep the application short Break the form into multiple steps Allow applicants to save...

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Based out of Atlanta, Georgia, REPAY is an electronic payment processing company. They do real-time processing for more than 10,000 merchant locations with customers spread out from Chicago to...

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How Texting Benefits Lenders:

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Many reviews for collections agencies are negative. Often, they are negative. Practices on the verge of (and sometimes crossing the line) of harassment seem to be the norm for businesses trying to...

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Making a change to your core lending software should be based on the long-term benefits derived from the new and enhanced technology of a new program. When lending companies undertake software...

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Five payment options that will help increase profits:

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Five Benefits of E-statements:

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Black Book, a division of Hearst that provides industry-leading used vehicle valuation and residual value forecast solutions, announced today the integration of its vehicle valuation data with...

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On July 21, 2015, the U.S. Department of Defense issued a final rule that broadened the types of credit products covered by the 36% rate cap under the Military Lending Act.

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SEO is a vital step in reaching and engaging new customers for the financial industry. Most people will only click on results on the first page of Google.

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At GOLDPoint Systems, we provide servicing software that goes above and beyond all of your loan servicing needs.

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The Frustration of Credit Reporting At GOLDPoint Systems, we care about our customers. We understand dealing with credit repositories can be frustrating. However, most of the frustration stems from...

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The digital age has changed everything about the vehicle purchasing process: no more scouring newspapers, TV ads, and magazine articles. Now consumers expect to be able to do just about everything...

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At GOLDPoint Systems we are constantly looking for new ways to improve our client’s experience. We know that as a lender, one of your biggest struggles is receiving regular payments and we’ve...

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As the world continues to move in a digital direction, there are multiple benefits to a user taking advantage of newer technology.

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GOLDPoint Systems works with several other companies to create integrations that will benefit our customers.

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At GOLDPoint Systems, we provide a lending suite that you don’t have to gamble with. In fact, on average, our clients experience 220% growth in their first year with us. So, how do we that?

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Loan Origination

Loan Servicing

APIs

Securitization

Accounting

GOLDPoint Systems Fintech Blog

AI in FinTech: What it is and Where it’s Going

Fintech Integration Spotlight: Securian Financial

G/L Platinum: The Next Level in General Ledger Servicing

Presenting Loan Origination’s Best Friend: Info Capture

Meet Robert: Your AI Guide to GOLDPoint Systems’ Product Offerings

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