Today, I’d like to spotlight one of our incredible third-party integrations:
ACI Worldwide® (ACI) is a global leader in real-time payments with customers in 94 countries—and counting. They provide software solutions that enable institutions to process and manage digital payments…but that’s not all! They also support omni-commerce payments and process bill payments while helping to manage fraud and risk with cutting-edge, AI-enabled technology. ACI helps companies scale and meet the rising demands of an online world.
ACI’s powerful software provides proven, scalable, and secure payment solutions, which include:
- Acquiring via digital acceptance and merchant management
- Low value real-time payment processing
- High value real-time payment processing using a multi-bank, multi-currency processing engine
- An enterprise payments platform offering real-time payment processing and orchestration
- Digital payments and accounts issuing solution
About ACI Worldwide
GOLDPoint Systems (GPS) has partnered with ACI for years because of the exceptional company that they are. ACI Worldwide was founded almost 50 years ago in 1975, which highlights their incredible stability and staying power. Their headquarters is in Miami, Florida, they have offices in 23 countries, and they employ around 4,000 employees. ACI is a large, stable company that is growing globally, which makes them an attractive business partner for GPS and anyone wanting to utilize their amazing software.
ACI is also well-equipped to help a growing number of companies. Their suite of electronic payment solutions currently processes billions of transactions each day, equating to trillions of dollars. These hefty numbers prove that ACI can handle a massive number of transactions quickly and effectively.
Some of ACI’s current customers include:
- The top 10 banks worldwide
- More than 80,000 enterprise merchants
- 3,000 organizations using ACI’s electronic bill payment solutions
- Thousands of banks, intermediaries, and merchants preventing fraud using ACI’s solutions
ACI And You
Why is this important to you? Teaming up with ACI can help guarantee that your institution is on the fast track. Plus, with an ACI integration, you can start offering your customers Instant Funding to a card. In other words, you can instantly send electronic funds directly to a customer’s debit or prepaid card. That’s right, instantly!
Getting their loan money immediately makes your customers happy and loyal. And when your institution uses Instant Funding, it reduces its need for paper checks and cash, which in turn leads to less paperwork. Less paperwork makes your employees very happy. It’s a win-win!
The Benefits
Still on the fence? Let’s review the benefits to teaming up with ACI:
Convenience
Instant Funding makes getting a loan more convenient for your customers. There are no holds on funds waiting for checks to clear, so everything moves much faster. Customers get their money quickly and easily, which they appreciate.
Scalability
ACI’s robust software will allow your company to grow. They can help you to process hundreds, thousands, millions, even billions of transactions. They have the infrastructure in place to handle exponential growth.
Customer Growth
Instant Funding helps you give your current customers a great borrowing experience and it attracts new customers. This leads to more first-time customers and more repeat customers.
Stability
ACI has been around for almost 50 years, and they aren’t going anywhere anytime soon. They are a large company that has been consistently growing. They aren’t a company that sprang up yesterday and will be gone tomorrow. They are a company that you can count on.
Less Printing
Instant Funding decreases your need for paper and printing. With Instant Funding, there is no need to print checks or new cards, since the money can fund directly to a borrower’s existing debit card. Plus, the physical, hard-copy, application paperwork will also be reduced. And isn’t that nice.
Security
ACI helps mitigate financial and reputational threats through their innovative, AI-enabled risk and fraud detection and prevention technology. They offer real-time enterprise fraud management, multi-layered fraud prevention solutions, and bill payment fraud prevention powered by artificial intelligence. Sounds pretty safe to me.
Keeping up with the Competition
Technology is constantly changing, and you need to stay on top of things unless you want to be left behind. If every other institution is using Instant Funding and you’re still offering checks and extra days of waiting to your customers, how long before your customer base begins dwindling? Not long. Which is why it’s so important to stay on top of technology and find great companies, like ACI, to partner with.
ACI Worldwide is a remarkable company that specializes in helping companies like yours with real-time payment solutions. We are excited to be working with ACI to provide our customers with more options and innovative software. Learn more about our partnership with ACI or about our other third-party integrations (over 350 and counting). If you’d like to integrate with GPS and ACI, contact us today to find out how!
