Skip to content

Fintech Integration Spotlight: PayNearMe

Fintech Integration Spotlight: PayNearMe

In today's economic and technological climate, it is paramount that businesses have payment experiences that are simple, secure and efficient for both customers and employees. GOLDPoint Systems (GPS) continually strives to find fintech partners who share our standards of quality products and customer service, and to that end we are pleased to highlight our partnership with PayNearMe.

Origins and Growth

Since 2009, PayNearMe has provided secure and customer-friendly electronic payments. They began with solutions connecting digital billing systems with physical payment locations before expanding their platform to help businesses optimize the entire payment journey. Today, PayNearMe provides a configurable payments platform designed to simplify payment acceptance, automate workflows and improve operational efficiency.

More than 20,000 businesses now rely on PayNearMe's PayXM™ platform, which processes more than $50 billion in annual payment volume across digital channels and a nationwide network of more than 62,000 payment locations.

Philosophy and Approach

PayNearMe pioneered the Payment Experience Management category, the discipline of owning and continuously improving the entire payment experience, from request through reconciliation. This philosophy goes beyond the transaction to optimize every step of the payment journey across customer experience, support and operations. By optimizing the end-to-end experience, Payment Experience Management helps businesses improve cash flow and profitability by accelerating payments and reducing the total cost of acceptance.

Products and Services

PayNearMe's PayXM platform helps businesses manage the entire payment experience—from payment acceptance through reconciliation—in a single configurable platform. PayXM unifies payment channels, automation and reporting into a single platform, helping organizations reduce complexity while delivering a consistent payment experience. The platform enables self-service capabilities to help reduce manual work, increase payment completion and improve operational efficiency.

Much like GPS, PayNearMe takes pride in the flexibility and customizability of its services. PayXM is highly configurable, allowing organizations to tailor workflows, payment options, and user experiences to their specific needs.

Accolades and Momentum

PayNearMe’s innovation has been recognized through multiple fintech industry awards and doesn’t show signs of slowing any time soon. In 2025, the company reached approximately $200 million in revenue, reflecting strong market adoption of its platform and solutions (as well as strategic partnerships, such as the one with GPS).

PayNearMe’s forward thinking and practical, scalable solutions have made it an ideal partner for GPS, allowing our clients to offer their customers convenient and secure payment options. PayNearMe adds to our massive roster of 350+ trusted third-party partners…and that number continues to grow. Visit the GPS website to learn more about our products (or request a demo) and see how GPS and PayNearMe can take your lending platform to the next level.