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    Loan Origination

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    Rev Up Your Lending with GOLDPoint’s Loan Origination Software

    A complete loan origination system to meet your complex lending needs. It's reliable, flexible and caters to institutions of all sizes.

    Are You Falling Behind with Legacy Loan Origination System?

    Keeping your loan origination software current in the fintech world is essential. Nobody wants to be left out of new markets and opportunities due to old loan origination software.
     
    We'll handle the entire loan origination process so you can focus on lending. 

    What is the Best Loan Origination System?

    leader loan origintation

    Benefits of Automated Loan Origination Software

    See How Our Automated Loan Origination Software Works for You

    On average, lenders grow 2.5x after onboarding our loan software system. With our huge loan API Library and powerful loan origination software, you'll be able to dramatically boost your ROI.
    See How Our Loan Origination Software Works For You

    Automated Workflows and Loan Decisioning

    Lenders need an objective, accurate and efficient way of making immediate, automated loan decisions without generating additional risk. Our powerful automated loan decisioning tool is the core of our loan origination software. With the ability to make real-time updates using intuitive drag-and-drop tools, you can easily streamline the loan decisioning process. The best part is, it doesn’t require a programmer to make changes. The automated loan decisioning tool allows you to make changes, test, and deploy all from the comfort of your own home using a simple browser. 

    Because our loan origination software is API based, integration with third parties allows for quick and easy loan decisioning and customer validation. Our loan origination system works harder so you don't have to. 

    Read More About the Automated Workflow Engine
    Automated Workflow

    Drag-n-Drop Customization for Your Automated Workflows

    Easily Edit Your Credit Decisioning Criteria

    Don't Just Take Our Word For It

    Hear It From Other Consumer Lending Professionals

    I’ve been in finance for over 30 years and have been waiting for an online origination system that doesn’t take a programmer to make changes. GOLDTrak Online is easy to use and understand.  The flexibility this system offers makes all the difference in a fast-paced world.  It allows customization of screens, drop-down options and even allows you to have multiple application templates.  Can’t wait to see what the future holds for this system.
    Peggy Bachota - SVP, IT Business
    Lendmark Financial
    "Working with GOLDPoint Systems over the last 17 years has been a mutually beneficial partnership. The suite of software applications used has provided Sheffield the ability to grow its business and remain competitive in the consumer financing marketplace.  Additionally, their progression to the new 'Lending Engine', demonstrates the commitment towards enhancing their technology stack as a long term strategy."
    Jesse Coleman - SVP, Systems & Admin
    Sheffield Financial
    "We’ve been proud partners with Goldpoint since 2014, and it’s been an incredible journey working together in the consumer finance industry. As a preferred vendor, we’re honored to play a key role in helping deliver the kind of solutions and experiences our mutual clients deserve.
    Our strong relationship is built on trust and collaboration, and our sales engineering team works very closely with the Goldpoint developers to deliver exceptional integrated solutions. By combining our expertise, we’ve been able to streamline payment processes and create an all-around positive experience for our clients and their customers.
    We’re excited to continue building on our partnership with Goldpoint and can’t wait to see what we’ll achieve together next!"
    Pam Hendee - VP Sales
    REPAY
    "Our company converted to GOLDPoint Systems in 2015.  We were looking for an all-inclusive lending software package that could not only meet our company’s current and future needs, but one that was provided by a financially strong and stable company.  Being a smaller firm in the industry without a large IT Department to resolve issues between different software providers, we needed a one stop shop for origination, servicing, general ledger, and interfacing with industry related companies.
    GOLDPoint’s software provides for all our essential needs: direct and indirect loan origination, loan servicing, imaging, online applications, payments, APIs with various industry providers, and electronic transmissions to our service providers. GPS is committed to industry and are aleading supporter of our industry’s national trade association – the American Financial Services Association (AFSA). We have truly appreciated and valued our working partnership and relationship with GPS over the past nine years."
    Pat St. Charles III - CEO
    Citizens Savings & Loan
    "GOLDPoint Systems is a true ally of Solutions by Text, helping us deliver effective solutions to our customers. Their robust API integration into our FinText™ platform significantly enhances our customers’ ability to seamlessly communicate and service their loans within their loan management system, streamlining processes and improving efficiency.
    I appreciate their team’s commitment to innovation, consistently finding new ways to meet our needs and adapting to the ever-changing financial landscape. Their collaborative approach ensures that we can achieve our business goals, enhance customer satisfaction, and maintain a competitive edge in the market."
    Mahala Johnson - VP Product Management
    Solutions By Text

    Online Loan Application Software

    Customers are looking for options to apply for a direct consumer loan anytime, anywhere. Our online loan application software gives your customers the ability to apply for a loan using a smartphone or tablet, safely and securely. Drag-and-drop functionality allows the online application flow to be customized to meet your borrowers’ unique needs, while still meeting your compliance requirements. Using our automated loan decisioning software and integrated loan calculator, customers can receive immediate approval with a loan amount and payment plan catered to them. Learn more about the benefits of our online loan application softwarel.

    Learn More About the Benefits of Our Online Consumer Portal.
    Online Loan Portal

    Our Loan Origination Software Quickly Adapts to Your Needs

    Loan Collateral Valuation

    Integrations with third parties like Kelley Blue Book, JD Power, and Blackbook allow quick and easy loan collateral valuations right within the loan origination system. You no longer need to open a separate portal just to determine the value of the loan collateral.

    Collateral Valuation

    Loan Calculator

    We understand state and federal regulations can be complex when it comes to calculating the cost of the loan in the direct-consumer and indirect-retail arenas. One area that sets GOLDPoint Systems apart from our competitors is our integrated API-based loan calculator. With the ability to calculate and compare multiple product offerings, users can cater the cost of the loan to the needs of the customer.

    Loan Calculator

    See a Live Demo of our Loan Origination Software

    On average, lenders grow 2.5x after onboarding our consumer lending system. With our vast loan API library and powerful loan automation systems, you’ll be able to dramatically increase your ROI.
    Request a Demo

    Loan Document Upload Portal

    Sometimes additional information is required from the customer to close the deal. Our loan document upload portal allows a link to be sent directly to the customer to attach documentation like paystubs and bank statements directly to the loan application. Your borrowers can even upload pictures of their collateral if needed.

    Document Upload Portal

    Instant Funding

    In an emergency, borrowers need quick and easy access to their funds. They can't wait days for the bank to clear their check deposit or have the ACH clear the Federal Reserve. Using direct API integrations with 3rd parties, funds can be sent immediately to the customer via debit card at the time the loan is funded. 

    Read More About the Benefits of Instant Funding
    Funding

    E-Signature

    In today’s digital age, lenders need the flexibility to allow loan applications to be electronically signed. Our eSignature integration allows borrowers to electronically sign documents anytime, anywhere. Once signed, those documents can be stored safely and securely in our electronic document repository to be retrieved later at will. This gives your institution the ability to compete in the modern, online lending world. 

    Read More About e-Signatures and Going Paperless.
    E-Signature

    All-Inclusive Loan Origination Software with API Options

    Our loan origination software integrates seamlessly into the GOLDPoint Systems suite of loan software applications.  When using our loan origination system, existing loan and customer data can pull directly into the loan application allowing for quick pre-bureau decisioning.

    Not using our loan origination system? No problem! Our immense API library with 350+ integrations allow us to accommodate all lending scenarios. Click here to check out our API library.

    Click to Read More About GOLDPoint’s API 
    Loan Software Suite

    Our Automated Loan Software Suite Works Overtime

    On average, lenders grow 2.5x after onboarding our consumer lending system. With our vast loan API library and powerful loan automation systems, you’ll be able to dramatically increase your ROI.
    Request a Demo

    The Ultimate Loan Origination Software for Today's Lenders

    In today’s competitive lending environment, financial institutions need more than just basic tools. They need a comprehensive, scalable and secure Loan Origination System (LOS) that adapts to their unique workflows. GOLDPoint Systems delivers exactly that with a browser-based LOS designed to streamline the entire lending process from application to funding.

    Why Choose GOLDPoint Systems’ Loan Origination Software?

    Our Loan Origination System is built to enhance the borrower experience while giving lenders full control over their processes. With drag-and-drop customization, lenders can easily configure workflows, forms and decisioning logic—no coding required. Whether you're a small indirect lender or a national financial institution, our LOS scales with your business and ensures compliance with built-in audit tracking.

    Key Features of Our Loan Origination System

    1. Automated Loan Decisioning

    Speed up approvals with our Automated Workflow Engine (AWE). This powerful tool allows real-time decision making using customizable logic and seamless third-party integrations for credit checks and identity verification. Make changes, test and deploy—all from your browser.

    1. Integrated Loan Calculator

    Stay compliant with state and federal regulations using our API-based loan calculator. Compare multiple loan products and tailor terms to meet each borrower’s needs, whether in direct consumer or indirect retail lending.

    1. Online Consumer Loan Application Portal

    Make it easy for borrowers to apply anytime, anywhere. Our mobile-friendly loan portal supports secure applications from smartphones and tablets, with customizable flows and instant loan decisioning powered by our integrated tools.

    1. Loan Document Upload Portal

    Collect essential documents like paystubs, bank statements and collateral images directly from borrowers using a secure upload link—streamlining the loan closing process.

    1. eSignature Loan Software Integration

    Enable borrowers to sign loan documents electronically from any device. Signed documents are securely stored in our digital repository, supporting a fully paperless lending experience.

    1. Instant Loan Funding

    Through direct API integrations with trusted third parties, funds can be disbursed instantly to borrowers via debit card—no waiting for ACH or check clearance.

    1. Loan Collateral Valuation Tools

    Quickly assess asset value with built-in integrations to Kelley Blue Book, JD Power, and Blackbook, all within the loan application interface.

    Seamless Integration with Your Loan Origination Software Ecosystem

    Our loan origination system software integrates effortlessly with the GOLDPoint Systems lending suite, allowing for real-time data sharing across origination, servicing and collections. Not using our full loan software suite? No problem. With over 350 Loan API integrations, our system connects with virtually any third-party platform or data source.

    Is Your Loan Origination System Slowing You Down?

    Outdated loan software can limit your growth and expose you to compliance risks. GOLDPoint Systems offers a future-ready loan origination software that automates manual tasks, enhances borrower satisfaction and keeps your institution competitive in a rapidly evolving market.

    Ready to Modernize Your Lending Operations? 

    Request a demo today and discover how GOLDPoint Systems’ loan origination system software can help you streamline workflows, improve compliance and grow your business.