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Boost Your Lending with GOLDPoint’s Loan Origination Software

A complete loan origination system to meet your complex lending needs. It's reliable, flexible and caters to institutions of all sizes.

Are You Falling Behind with Legacy Consumer Lending Software?

Keeping up with cutting-edge technology in the fintech world is essential. Nobody wants to be left out of new markets and opportunities due to old loan software.
 
We'll handle the entire loan origination process so you can focus on lending. 

The Leader of Loan Origination Systems

We exist to create a better borrowing experience for our customers. We understand that loan software needs to adapt to the needs of the user. Our browser-based loan origination software caters to your unique lending process. With the ability to drag-and-drop, you can easily customize the loan origination process based on your lending requirements.

Concerned about growth? Our loan origination will scale to your expanding business operations. And, don’t ever worry about audits. Every change is tracked, creating a transparent view of the activity during the loan application process.

Catch a quick video below to hear a summary of our origination capabilities directly from the product owner.

leader loan origintation

Benefits of an Automated Loan Origination System

See How Our Automated Loan Origination Software Works for You

On average, lenders grow 2.5x after onboarding our consumer lending system. With our vast loan API library and powerful loan automation systems, you’ll be able to dramatically increase your ROI.

Automated Workflows and Credit Decisioning

Lenders need an objective, accurate and efficient way of making immediate automated decisions without generating additional risk. Our powerful automated loan decisioning tool is the core of our loan origination software. With the ability to make real-time updates using intuitive drag and drop tools, you can easily streamline the decisioning process. The best part is it doesn’t require a programmer to make changes. The decisioning tool allows you to make changes, test, and deploy all from the comfort of your own home using a simple browser. 

Because the loan decisioning software is API based, integration with third parties allows for quick and easy credit decisioning and customer validation. We want the system to work harder, so you do not have to. 

Automated Workflow

Drag-n-Drop Customization for Your Automated Workflows

Easily Edit Your Credit Decisioning Criteria

Don't Just Take Our Word For It

Hear It From Other Consumer Lending Professionals

I’ve been in finance for over 30 years and have been waiting for an online origination system that doesn’t take a programmer to make changes. GOLDTrak Online is easy to use and understand.  The flexibility this system offers makes all the difference in a fast-paced world.  It allows customization of screens, drop-down options and even allows you to have multiple application templates.  Can’t wait to see what the future holds for this system.
Peggy Bachota - SVP, IT Business
Lendmark Financial
"Working with GOLDPoint Systems over the last 17 years has been a mutually beneficial partnership. The suite of software applications used has provided Sheffield the ability to grow its business and remain competitive in the consumer financing marketplace.  Additionally, their progression to the new 'Lending Engine', demonstrates the commitment towards enhancing their technology stack as a long term strategy."
Jesse Coleman - SVP, Systems & Admin
Sheffield Financial
"We’ve been proud partners with Goldpoint since 2014, and it’s been an incredible journey working together in the consumer finance industry. As a preferred vendor, we’re honored to play a key role in helping deliver the kind of solutions and experiences our mutual clients deserve.
Our strong relationship is built on trust and collaboration, and our sales engineering team works very closely with the Goldpoint developers to deliver exceptional integrated solutions. By combining our expertise, we’ve been able to streamline payment processes and create an all-around positive experience for our clients and their customers.
We’re excited to continue building on our partnership with Goldpoint and can’t wait to see what we’ll achieve together next!"
Pam Hendee - VP Sales
REPAY
"Our company converted to GOLDPoint Systems in 2015.  We were looking for an all-inclusive lending software package that could not only meet our company’s current and future needs, but one that was provided by a financially strong and stable company.  Being a smaller firm in the industry without a large IT Department to resolve issues between different software providers, we needed a one stop shop for origination, servicing, general ledger, and interfacing with industry related companies.
GOLDPoint’s software provides for all our essential needs: direct and indirect loan origination, loan servicing, imaging, online applications, payments, APIs with various industry providers, and electronic transmissions to our service providers. GPS is committed to industry and are aleading supporter of our industry’s national trade associationthe American Financial Services Association (AFSA). We have truly appreciated and valued our working partnership and relationship with GPS over the past nine years."
Pat St. Charles III - CEO
Citizens Savings & Loan
"GOLDPoint Systems is a true ally of Solutions by Text, helping us deliver effective solutions to our customers. Their robust API integration into our FinText™ platform significantly enhances our customers’ ability to seamlessly communicate and service their loans within their loan management system, streamlining processes and improving efficiency.
I appreciate their team’s commitment to innovation, consistently finding new ways to meet our needs and adapting to the ever-changing financial landscape. Their collaborative approach ensures that we can achieve our business goals, enhance customer satisfaction, and maintain a competitive edge in the market."
Mahala Johnson - VP Product Management
Solutions By Text

Online Loan Application Portal

Customers are looking for options to apply for a direct consumer loan anytime, anywhere. Our online customer loan portal gives your potential borrowers the ability to apply for a loan using a smartphone or tablet, safely, and securely. Drag and drop functionality allows the online application flow to be customized to meet your unique borrowers’ needs, while still meeting your compliance requirements. Using our automated loan decision making utility and integrated loan calculator, customers can receive immediate approval with a loan amount and payment plan catered to them. Learn more about the benefits of our online consumer portal.

Online Loan Portal

Our Loan Origination System Quickly Adapts to Your Needs

Collateral Valuation

Integrations with third parties like Kelley Blue Book, JD Power, and Blackbook allow quick and easy loan collateral valuations right within the application. No longer do you need to open a separate portal just to determine the value of the collateral.

Collateral Valuation

Loan Calculator

We understand state and federal regulations can be complex when it comes to calculating the proper cost of the loan in the direct consumer and indirect retail arena. One area that sets GOLDPoint Systems apart from our competitors is our integrated API based loan calculator. With the ability to calculate and compare multiple product offerings, users can cater the cost of the loan to the specific needs of the customer.

Loan Calculator

See a Live Demo of our Loan Origination Software

On average, lenders grow 2.5x after onboarding our consumer lending system. With our vast loan API library and powerful loan automation systems, you’ll be able to dramatically increase your ROI.

Document Upload Portal

Sometimes additional information is required from the customer to close the deal. Our document upload portal allows a link to be sent directly to the customer to attach documentation like paystubs and bank statements directly to the loan application. Your borrowers can even upload pictures of their collateral if needed.

Document Upload Portal

Instant Funding

In an emergency, borrowers need quick and easy access to their funds. They cannot wait days for the bank to clear their check deposit or have the ACH clear the Federal Reserve. Using direct API integrations with 3rdparties, funds can be sent immediately to the customer via debit card at the time the loan is funded. 

Funding

E-Signature

In today’s digital age, lenders need flexibility to allow loan applications to be electronically signed. Our eSignature integration allows borrowers to electronically sign documents anytime, anywhere. Once signed, those documents can be stored safely and securely in our electronic document repository to be retrieved later at will. It gives your institution the ability to compete in the digital modern, online business world. 

E-Signature

All-Inclusive Loan Origination Software with API Options

Our origination software integrates seamlessly into the GOLDPoint Systems’ family suite of loan software applications.  When using our loan management system, existing loan and customer data can pull directly into the loan application allowing for quick pre-bureau decisioning.

Not using our loan management system? No problem! Our immense API library with 350+ integrations allow us to accommodate all lending scenarios. Click here to check out our API library.

Loan Software Suite

Our Automated Loan Software Suite Works Overtime

On average, lenders grow 2.5x after onboarding our consumer lending system. With our vast loan API library and powerful loan automation systems, you’ll be able to dramatically increase your ROI.