The Ultimate Loan Origination System for Modern Lenders
In today’s competitive lending environment, financial institutions need more than just basic tools. They need a comprehensive, scalable and secure Loan Origination System (LOS) that adapts to their unique workflows. GOLDPoint Systems delivers exactly that with a browser-based LOS designed to streamline the entire lending process from application to funding.
Why Choose GOLDPoint Systems’ Loan Origination Software?
Our Loan Origination System is built to enhance the borrower experience while giving lenders full control over their processes. With drag-and-drop customization, lenders can easily configure workflows, forms and decisioning logic—no coding required. Whether you're a small indirect lender or a national financial institution, our LOS scales with your business and ensures compliance with built-in audit tracking.
Key Features of Our Loan Origination System
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Automated Loan Decisioning
Speed up approvals with our Automated Workflow Engine (AWE). This powerful tool allows real-time decision making using customizable logic and seamless third-party integrations for credit checks and identity verification. Make changes, test and deploy—all from your browser.
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Integrated Loan Calculator
Stay compliant with state and federal regulations using our API-based loan calculator. Compare multiple loan products and tailor terms to meet each borrower’s needs, whether in direct consumer or indirect retail lending.
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Online Loan Application Portal
Let borrowers apply anytime, anywhere. Our mobile-friendly loan portal supports secure applications from smartphones and tablets, with customizable flows and instant decisioning powered by our integrated tools.
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Document Upload Portal
Collect essential documents like paystubs, bank statements, and collateral images directly from borrowers using a secure upload link—streamlining the loan closing process.
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eSignature Integration
Enable borrowers to sign loan documents electronically from any device. Signed documents are securely stored in our digital repository, supporting a fully paperless lending experience.
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Instant Loan Funding
Through direct API integrations with trusted third parties, funds can be disbursed instantly to borrowers via debit card—no waiting for ACH or check clearance.
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Collateral Valuation Tools
Quickly assess asset value with built-in integrations to Kelley Blue Book, JD Power, and Blackbook, all within the loan application interface.
Seamless Integration with Your Lending Ecosystem
Our LOS integrates effortlessly with the GOLDPoint Systems lending suite, allowing for real-time data sharing across origination, servicing and collections. Not using our full suite? No problem. With over 350 API integrations, our system connects with virtually any third-party platform or data source.
Is Your Loan Origination Process Slowing You Down?
Outdated software can limit your growth and expose you to compliance risks. GOLDPoint Systems offers a future-ready loan origination solution that automates manual tasks, enhances borrower satisfaction and keeps your institution competitive in a rapidly evolving market.
Ready to Modernize Your Lending Operations?
Request a demo today and discover how GOLDPoint Systems’ Loan Origination System can help you streamline workflows, improve compliance and grow your business.