Lend your way
Our lending API and 350+ integrations allow you to make our web-based lending software yours.
It's the foundation you build off of... instead of the ceiling that limits you.

GOLDPoint Systems by the numbers
0M
Accounts Serviced
0M
Applications Underwritten
0B
$ Outstanding
0M
Payments
Are you being limited by out-of-the-box software?
Technology moves fast, and when you have to depend on others, you start to fall behind. Or pay a huge fee to stay ahead.
There’s a better way to get more loans.
Our lending API allows you to bring in loans from anywhere, automate the whole origination flow, process any kind of payment, and integrate with any additional tool you need.
- Service any type of loan, in any state.
- Help your borrowers apply online and be approved instantly.
- Use our drag-n-drop underwriting tool to create new loan products.
- Our cloud-based data will allow you to keep track of your branches from anywhere.
- Make it yours with our robust API and 350+ integrations.
So, how do you do it?
-
Step 1: Enable more lending channels
- Dealers and indirect loans
- Integrate with 3rd parties
- Online loan applications for consumers and dealers
- Origination API
- Integrate with aggregators
-
Step 2: Automate the origination Process
- Automated Workflow Engine
- Electronic Documents and E-Signatures
- Instant Funding to Debit Cards
- Direct Deposits for Dealers and Consumers
-
Step 3: Fund and service any type of loan
- Automatically configure fees based on local, state, and federal laws.
- Add-on insurance or ancillary products into the final loan calculations.
- Compare monthly loan repayments based on extending the loan for longer months or for a greater loan amount.
-
Step 4: Process any type of payment
- Payment Portal can process debit, credit, Apple Pay, Google Pay, and PayPal.
- Traditional ACH methods from a checking or savings account are also allowed via a payment website.
-
Step 5: Service loans with ease
- Payments are automatically applied to the loan in the order designated by the type of loan.
- Notify borrowers about due dates or missed payments via text.
- Create user-defined reports from specific loan data
- Delinquency and money recovery
- Complete investor securitization and vaulting and storage of documents.
Our system works 24/7, so you don't have to.
On average, lenders grow 246% while on our system. And because of our API and powerful automation, you’ll increase your revenue while lowering your costs.
Integrations
Growth happens faster when we all work together. That's why GOLDPoint's integrations make it easy to originate loans online or in the branch; receive payments across multiple channels, have two-way compliant communication via text and email, and most importantly, grow your lending business exactly the way you intended to.
Safety and Soundness
Compliance
We want you to feel confident knowing that your data is hosted on safe and compliant systems with up-to-date information security standards. Policies and procedures for keeping data safe and secure are put in place by the Security Committee, led by a full-time Chief Information Security Officer that reports directly to the Board of Directors.
Security
GOLDPoint has regular external audits that are published to the clients, as well. An annual SOC 1, type II, and a SOC 2, Type II audit is performed to ensure that we follow the controls it has put in place. These reports provide information on the internal controls and activities designed and implemented by GOLDPoint Systems.