Our smooth and efficient payment solution empowers customers to make real-time online payments from any location, at any time. By using APIs to establish direct connections with our 3rd-party partners, electronic payments are processed seamlessly within our applications, eliminating the need for external 3rd-party portals. Whether you're posting payments directly through our loan management system, utilizing our online customer portal/mobile app, authorizing payments via text message or receiving payments via API or lockbox from a 3rd party, we have you covered.
Online. Real-time Payments
Digital Wallets
We recognize that consumers want an omnichannel approach to loan payments. In addition to our current electronic options of ACH, card and lockbox, we are actively working with 3rd-party payment providers to integrate digital wallets into our lending platform. This enhancement will provide our customers with a competitive lending advantage and support their collections’ efforts by offering the following additional payment options to their borrowers:
- Apple Pay
- Google Pay
- PayPal
- Venmo
PCI Compliant
We recognize the importance of protecting customer card data. To ensure compliance with industry standards, we undergo an annual PCI audit, verifying our system's adherence to strict security protocols for managing sensitive card information. We utilize tokenization through a 3rd-party service, ensuring that customer card data is never stored on our system.
Can't Wait to See What the Future Holds
I’ve been in finance for over 30 years and have been waiting for an online origination system that doesn’t take a programmer to make changes. GOLDTrak Online is easy to use and understand. The flexibility this system offers makes all the difference in a fast-paced world. It allows customization of screens, drop-down options and even allows you to have multiple application templates. Can’t wait to see what the future holds for this system.
Working with GOLDPoint Systems for 17 Years
"Working with GOLDPoint Systems over the last 17 years has been a mutually beneficial partnership. The suite of software applications used has provided Sheffield the ability to grow its business and remain competitive in the consumer financing marketplace. Additionally, their progression to the new “Lending Engine”, demonstrates the commitment towards enhancing their technology stack as a long term strategy."
Proud Partners with GOLDPoint
"We’ve been proud partners with Goldpoint since 2014, and it’s been an incredible journey working together in the consumer finance industry. As a preferred vendor, we’re honored to play a key role in helping deliver the kind of solutions and experiences our mutual clients deserve.
Our strong relationship is built on trust and collaboration, and our sales engineering team works very closely with the Goldpoint developers to deliver exceptional integrated solutions. By combining our expertise, we’ve been able to streamline payment processes and create an all-around positive experience for our clients and their customers.
We’re excited to continue building on our partnership with Goldpoint and can’t wait to see what we’ll achieve together next!"
All-Inclusive Lending Software
"Our company converted to GOLDPoint Systems in 2015. We were looking for an all-inclusive lending software package that could not only meet our company’s current and future needs, but one that was provided by a financially strong and stable company. Being a smaller firm in the industry without a large IT Department to resolve issues between different software providers, we needed a one stop shop for origination, servicing, general ledger, and interfacing with industry related companies.
GOLDPoint’s software provides for all our essential needs: direct and indirect loan origination, loan servicing, imaging, online applications, payments, APIs with various industry providers, and electronic transmissions to our service providers. GPS is committed to industry and are aleading supporter of our industry’s national trade association – the American Financial Services Association (AFSA). We have truly appreciated and valued our working partnership and relationship with GPS over the past nine years."
GOLDPoint Systems is a True Ally
"GOLDPoint Systems is a true ally of Solutions by Text, helping us deliver effective solutions to our customers. Their robust API integration into our FinText™ platform significantly enhances our customers’ ability to seamlessly communicate and service their loans within their loan management system, streamlining processes and improving efficiency.
I appreciate their team’s commitment to innovation, consistently finding new ways to meet our needs and adapting to the ever-changing financial landscape. Their collaborative approach ensures that we can achieve our business goals, enhance customer satisfaction, and maintain a competitive edge in the market."
