GOLDPoint Systems Fintech Blog

The State of California has passed a comprehensive consumer privacy law known as the California Consumer Privacy Act or CCPA. It has an effective date of January 1, 2020. Since this has the...

Instagram officially has over a billion active users. And if we’ve learned anything over the past couple of years, it’s that the combination of Instagram’s engagement and the age of the audience...

More and more banks and credit unions offer monthly budget planning tools as a free service to their account holders. Could it be that budgets are *cough* “fun”? According to one website, some people...

Did you know that our software supports lending institutions that during the busiest season of the year have been known to write checks for more than $10,000,000 to dealers for opening loans?

Your institution may have many good business reasons for not allowing borrowers to make payments using debit cards. For one, allowing debit card payments means your institution must have a contract...

What lenders can do with an API:

Here at GOLDPoint, we take data security seriously. We understand that in this digital age, online security is at the forefront of everyone's mind. And we want all our customers to feel confident and...

I remember the first time I bought my first car. My dad was a car dealer, and he helped me find financing through Ford Motor Credit. They even sent me a three-year payment book for me to tear off a...

In the finance industry, being able to collect on accounts and keep delinquency down is crucial to maintaining a good line of credit with your financing bank and curbing the number of individuals...

No two lenders are the same; this is something we have learned after processing billions of dollars in lending transactions and helping lenders manage millions of borrowers and their loans for over a...

Today’s empowered borrowers have clear expectations about what they want in a lender. They are increasingly accustomed to a personalized digital connection that delivers the services they need on any...

According to the Federal Reserve’s recent consumer credit report, US consumer debt rose in October by the most in 2018, indicating that Americans are borrowing more.