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    Loan Origination

    Loan Servicing

    APIs

    Securitization

    Accounting

    Loan Software with API Integration

    The GOLDPoint loan API is the first JSON API library of its kind in the lending industry. It’s your all-access pass to any data your company has stored in our secure database.

    Flexible Loan Origination Software API Integration

    Don't let the rigidity of your current software platform limit your lending options.
     
    Whether you're submitting a loan application, viewing customer information or submitting an electronic payment, our comprehensive customer and loan API library provides the support you need to optimize your borrowing experience.

    Loan Servicing Platform API First

    With our API-driven lending platform, you'll enjoy: 

    • Speed and automation—APIs can eliminate manual data entry, reducing loan turnaround time
    • Scalability—easier to scale to new products or geographies without re-platforming
    • Customization—lenders can build their own front end or custom underwriting logic
    • Real-time data access—instant updates between origination, servicing and CRM
    • Better compliance and audit trails—automated data syncing reduces human error and improves traceability 
    • Partner ecosystem growth—APIs make it easier to integrate with fintech partners finance programs
    optimize lending potential

    Expand Your Lending Options with GOLDPoint's Huge API Library

    On average, lenders grow 2.5x after onboarding our consumer lending system. With our vast loan API library and powerful loan automation systems, you’ll be able to dramatically increase your ROI.
    Request a Demo to See More Fintech Options

    Lending Software with API Integration

    GOLDPoint’s lending APIs are the first of its kind in the lending industry, offering easy access to your company's secure data, enabling you to create a customized online borrowing experience.

    API Library

    How a Customer and Loan API Library Benefits You

    Our lending APIs empower companies to tailor the borrowing experience from start to finish. Here are some of the key capabilities of our APIs:

    Receive loan applications from various third-party sources.

    Import approved loan applications from external sources directly into the loan management system

    Retrieve comprehensive loan information from the loan management system, like payoff quotes and loan status

    Calculate loan amounts by product and state, including supplementary products, using our loan calculator

    Submit electronic loan payments from third-party sources

    Access and upload loan documents to our electronic document repository

    Retrieve essential borrower information

    Third-Party Integrations

    The most significant advantage of the GOLDPoint API Library is its capability to integrate with third-party applications swiftly and seamlessly. We ensure continuous, secure pathways for the efficient exchange of information. Listed below are several types of communications that occur with third-party entities today using GOLDPoint’s APIs.

    • Accessing borrower information from credit repositories
    • Importing of applications from external aggregators
    • Texting notifications and borrower communication
    • Payment processing and funds submittal
    • Supplementary product updates

    See What Our 3rd-Party Integration Partners Have to Say

    Don't take our word for it. Read what others who use our loan origination software have to say about us. 

    Can't Wait to See What the Future Holds

    I’ve been in finance for over 30 years and have been waiting for an online origination system that doesn’t take a programmer to make changes. GOLDTrak Online is easy to use and understand.  The flexibility this system offers makes all the difference in a fast-paced world.  It allows customization of screens, drop-down options and even allows you to have multiple application templates.  Can’t wait to see what the future holds for this system.

    Peggy Bachota - SVP, IT Business Services

    Lendmark Financial

    Working with GOLDPoint Systems for 17 Years

    "Working with GOLDPoint Systems over the last 17 years has been a mutually beneficial partnership.   The suite of software applications used has provided Sheffield the ability to grow its business and remain competitive in the consumer financing marketplace.  Additionally, their progression to the new “Lending Engine”, demonstrates the commitment towards enhancing their technology stack as a long term strategy."

    Jesse Coleman - SVP Systems & Admin

    Sheffield Financial

    Proud Partners with GOLDPoint

    "We’ve been proud partners with Goldpoint since 2014, and it’s been an incredible journey working together in the consumer finance industry. As a preferred vendor, we’re honored to play a key role in helping deliver the kind of solutions and experiences our mutual clients deserve.

    Our strong relationship is built on trust and collaboration, and our sales engineering team works very closely with the Goldpoint developers to deliver exceptional integrated solutions. By combining our expertise, we’ve been able to streamline payment processes and create an all-around positive experience for our clients and their customers.

    We’re excited to continue building on our partnership with Goldpoint and can’t wait to see what we’ll achieve together next!"

    Pam Hendee - VP Sales

    REPAY

    All-Inclusive Lending Software

    "Our company converted to GOLDPoint Systems in 2015.  We were looking for an all-inclusive lending software package that could not only meet our company’s current and future needs, but one that was provided by a financially strong and stable company.  Being a smaller firm in the industry without a large IT Department to resolve issues between different software providers, we needed a one stop shop for origination, servicing, general ledger, and interfacing with industry related companies.

    GOLDPoint’s software provides for all our essential needs: direct and indirect loan origination, loan servicing, imaging, online applications, payments, APIs with various industry providers, and electronic transmissions to our service providers. GPS is committed to industry and are aleading supporter of our industry’s national trade association – the American Financial Services Association (AFSA). We have truly appreciated and valued our working partnership and relationship with GPS over the past nine years."

    Pat St. Charles III - CEO

    Citizens Savings & Loan

    GOLDPoint Systems is a True Ally

    "GOLDPoint Systems is a true ally of Solutions by Text, helping us deliver effective solutions to our customers. Their robust API integration into our FinText™ platform significantly enhances our customers’ ability to seamlessly communicate and service their loans within their loan management system, streamlining processes and improving efficiency.

    I appreciate their team’s commitment to innovation, consistently finding new ways to meet our needs and adapting to the ever-changing financial landscape. Their collaborative approach ensures that we can achieve our business goals, enhance customer satisfaction, and maintain a competitive edge in the market."

    Mahala Johnson - VP Product Management

    Solutions By Text