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Loan Software Integration with eSignature

Paperless Lending with GOLDPoint Systems' Lending Engine and Crypton eSignature

Loan Approval
Step 1

Application and Approval

The borrower's loan application moves through the Lending Engine's origination and decisioning modules. Once approved, the lending officer sets up disbursement details and prepares the document package.

Loan Trigger
Step 2

eSign Trigger

When the loan is ready for signing, the lending officer triggers Crypton's eSignature module from within the Lending Engine. Documents are assembled and sent.

Loan SMS
Step 3

SMS Delivery

The borrower receives an SMS notification on their mobile device with a link to the signing session. Crypton's Messaging module handles delivery, no separate communication tool required.

Loan eSignature
Step 4

Mobile Signature

The borrower taps the link, reviews the documents and signs on their phone. The mobile-optimized interface does not require an app download.

Loan Data Round Trip
Step 5

Quick Round Trip

From the moment the borrower completes signing, the executed documents are returned and the status updates in GOLDPoint's GOLDTrak Online pipeline view—typically within about 20 seconds. The lending officer sees the completed status without leaving the platform.

Loan Deal Closed
Step 6

Funded

The deal closes. Documents are executed, the audit trail is complete and the loan moves to servicing.

Partnership Features

Crypton & GOLDPoint Systems

 

What Does Crypton Offer?

Crypton delivers a secure and dynamic suite of digital tools, including:

  • Electronic Signature (eSignature)
  • Crypto Payments
  • AI-Powered ID Verification
  • Secure Storage
  • SMS and Email Messaging
  • Stipulations

 

Explore Your Integration Options

Crypton can help integrate our tools directly into your existing systems, allowing for minimal changes to your existing process while dramatically increasing your digital capacities.