Loan Software Integration with eSignature
Paperless Lending with GOLDPoint Systems' Lending Engine and Crypton eSignature
Application and Approval
The borrower's loan application moves through the Lending Engine's origination and decisioning modules. Once approved, the lending officer sets up disbursement details and prepares the document package.
eSign Trigger
When the loan is ready for signing, the lending officer triggers Crypton's eSignature module from within the Lending Engine. Documents are assembled and sent.
SMS Delivery
The borrower receives an SMS notification on their mobile device with a link to the signing session. Crypton's Messaging module handles delivery, no separate communication tool required.
Mobile Signature
The borrower taps the link, reviews the documents and signs on their phone. The mobile-optimized interface does not require an app download.
Quick Round Trip
From the moment the borrower completes signing, the executed documents are returned and the status updates in GOLDPoint's GOLDTrak Online pipeline view—typically within about 20 seconds. The lending officer sees the completed status without leaving the platform.
Funded
The deal closes. Documents are executed, the audit trail is complete and the loan moves to servicing.
Crypton & GOLDPoint Systems
What Does Crypton Offer?
Crypton delivers a secure and dynamic suite of digital tools, including:
- Electronic Signature (eSignature)
- Crypto Payments
- AI-Powered ID Verification
- Secure Storage
- SMS and Email Messaging
- Stipulations
Electronic Signature & FinTech GPS Partnership
GOLDPoint Systems (GPS) is proud to partner with Crypton to offer a modern, secure, and fully-integrated electronic signature solution for our lending partners.
Crypton’s eSignature platform is:
- Secure and cost-effective
- Fully integrable via API with our existing browser-based platforms and workflows
- Simple to deploy with minimal disruption
- Equipped with audit trails and enterprise-grade security
Every eSignature is legally binding, cryptographically secure and supports full compliance. Plus, with Crypton’s simple, step-by-step interface you can track eSignature status in real time.
Why Lending Institutions Should Offer Electronic Signature
Electronic signature enables borrowers to electronically sign loan documents in a completely contactless way from anywhere and at any time. It is becoming a must-have feature for lending institutions.
Still deciding whether to implement eSignature in your lending process? Here are FIVE powerful reasons to make the move—today.
1. Accelerated Loan Processing
Electronic signature eliminates bottlenecks caused by physical paperwork. Clients can sign documents anytime, anywhere—reducing turnaround time from days to minutes. This means faster approvals, faster funding and happier borrowers.
2. Significant Cost Savings
By going digital, you save money on printing, mailing, storage and administrative labor. These operational cost savings can be substantial, especially for high-volume lenders.
3. Bulletproof Compliance and Security
Electronic signature platforms typically come with audit trails, tamper-evident seals and identity verification tools, making them more secure and compliant.
Crypton’s eSignature ensures:
- Enterprise-grade security
- Cryptographically secure signatures
- Comprehensive audit trails
- Seamless integration with GPS’s compliance-focused systems
Combine that with GPS’s focus on regional and federal compliance and our strong attention to loan software security, and you achieve enviable compliance and security. Together, GPS and Crypton deliver a secure, compliant and audit-ready solution you can trust.
4. Exceptional Borrower Experience
With eSignature, borrowers can sign documents using their phone, tablet or a computer. They can also sign in their living room, while waiting in their car or in their PJs. And they can sign at any time, day or night.
No more branch visits. No more waiting. Just a fast, flexible, user-friendly option that boosts customer satisfaction and retention.
5. Fewer Errors, More Time Saved
With auto-filled data, required fields, step-by-step workflows and real-time validation, eSignature helps eliminate incomplete or incorrect submissions. This reduces manual follow-ups, rework and processing delays—saving time for both your staff and your customers.
A Partnership Doing What It Should
"GOLDPoint Systems is one of our longest-standing integration partners. Crypton eSignature runs right inside their platform, and that's exactly how signing should work: no new logins, no separate system, documents signed and done."
Explore Your Integration Options
Crypton can help integrate our tools directly into your existing systems, allowing for minimal changes to your existing process while dramatically increasing your digital capacities.