Loan Origination and Lending Software

The GOLDTrak^® PC system from GOLDPoint Systems is a superior easy-to-use loan qualification, tracking, closing, document preparation and maintenance system. To put it another way, it does it all from first contact to renewal. It is specially designed to make every step of the loan origination process flow seamlessly, making your loan processing headaches a thing of the past.

GOLDTrak PC's navigational tools provide you with the ability to move from screen to screen so each processor can easily gather application information, get credit reports, find asset and liability information, calculate payments, and multiple program comparisons.

Consumer Lending or Wholesale Lending with GOLDPoint Systems is unmatched in the industry. Plus, you can customize the loan process to meet your specific needs and the needs of your customers.

• Consumer or Retail Lending

  The Consumer or Retail Lending software from GOLDPoint Systems allows you to quickly and accurately service consumer loans.

  This online-real-time system allows for amortizing Daily Simple and pre-computed interest calculations. This system also provides dealer reporting and tracking with monthly amortization of dealer prepaid interest. You can simply locate a loan searching by VIN number, create Line-of-Credit and Installment Loans, and process/refund various insurance products to simplify the loan servicing and collections process. This system can also provide insurance transmissions to third-party vendors.

  GOLDPoint Systems Consumer Lending has a full collection tracking system, with comments, codes as shortcuts, promise/broken promise tracking, list queues separated by variable categories (i.e. Bankruptcies, Charge-offs, Repo's, Insurance Claims, and any number of Days Late)

• Mortgage Lending

  Mortgage Lending from GOLDPoint Systems allows you to create, modify, and maintain mortgage loans.

  This online, real-time system gives you immediate access to payment and transaction postings. It includes reserve analysis with online statements, assumption processing, automated reserve disbursement, check printing, PMI tracking, automatic payments, and cancellation tracking. This system also incorporates a construction system, investor reporting, bankruptcy/foreclosure tracking, payoff system, collections, adjustable-rate mortgages, rate sensitive interest rates, and more.

• Commercial Lending

  Commercial Lending from GOLDPoint Systems is a comprehensive system incorporating all the features of the Loan System, but is specifically built for processing commercial loans.

  The Commercial Lending system stores UCC financing statement information, including collateral detail for agriculture, securities, life insurance, vehicles, equipment, and more. It also easily handles all of your property management needs. It is specially designed to store property and financial profile information, such as data for income and expenses, appraisal and BPO, property amenities, property inspection detail, and even create a Debt Coverage Ratio worksheet.

  The Commercial Lending system implements a unique tracking system that allows you to set up and monitor commercial accounts. The online reports used to access and sort this data are user friendly.

  With this system, NAICS codes are stored online, providing quick access to codes (i.e. letters of credit, line of credit) and then automatically enter the code information to the system. Furthermore, you can also view payment history, create contact letters, schedule variable payment terms, and adjust rates.

  The Commercial Lending system's comprehensive features will make creating and managing your commercial loans easy, fast, and accurate.

• Customer Contact Letters

  Creating customer contact letters using GOLD EventLetters^™ from GOLDPoint Systems, provides great flexibility and control.

  You can merge your customer's data with pre-defined letter templates to notify clients of delinquencies, new loan acquisition letters, pre-notification of maturity letters, specialty letters, late notices, ARM adjustments, loan payoffs, expiration of insurance coverage, and more.

• IRS Transmissions & Documents

  The IRS GOLD^™ system provides the easiest, most efficient way for you to send information to the IRS.

  With IRS GOLD, you can easily make corrections to previously submitted forms and create new forms. The software allows you to print IRS forms with or without instructions for each box.