Deposit System Software

The Deposit System by GOLDPoint Systems is designed for efficiency and incorporates powerful tools to effectively serve your customers. Employ customized screens for simple account creation and maintenance with built-in security functions, and complete user access from ATMs, Internet and phone account access.

• Deposit System

  Designed for efficiency, the Deposit System from GOLDPoint Systems supplies the tools needed to open, view, analyze, report and maintain your customers' deposit accounts.

  The Deposit System can automatically calculate and collect service charges, compute required distributions on retirement accounts, manage safe deposit box rentals, and generate custom letters and notices. You can also design and implement your own account products, service charges, commercial checking analysis, warning messages, hold codes, tailored contact letters, and more.

  • Effortlessly modify interest rates using online rate and tier tables
  • Track retirement accounts through our comprehensive Retirement Plan system
  • Manage institution income using custom service fees
  • Interest payment calculation and APY projections
  • Transaction safety limits
  • Reports to aid Regulatory reporting
  • Simple integration with other GOLDPoint Systems

• Teller System

  If you're looking for the most user-friendly teller program on the market, the GOLDTeller^® system from GOLDPoint Systems is it.

  With the GOLDTeller system, users can format transactions to their preferences and accomplish daily tasks with ease and speed.

  • Access administrative or teller mode with one click
  • View and print customer check images at the teller window
  • User-defined speed key functions
  • Access the current Office of Foreign Asset Control (OFAC) database
  • User-defined transaction designs
  • Verify customers signature and photo on your screen
  • Utilize remote override and teller chat capabilities
  • Secure access transactions and amount levels for each teller

• Deposit Origination

  When it comes to Deposit Origination, there’s simply no easier way than to use GOLDTeller^® Platform - customized just for you by GOLDPoint Systems.

  In addition to origination functions, the system helps with sales and compensation tracking, calculations, and cross-selling presentations.

  • Minimize input errors
  • Automatically update information in all deposit-related systems
  • Interface with GOLDPoint Systems host system to perform host validations
  • Access user-defined help
  • Perform (OFAC) searches
  • Print with automatic updates available
  • Create and utilize electronic brochures
  • Track customer sales, loans, and other products
  • Print tailored contact letters
  • Instantly update CIF and Deposit Systems

• Fraudulent Account Protection

  The Office of Foreign Asset Control (OFAC) system helps protect your institution from opening fraudulent accounts. By accessing and searching a U.S. Treasury Department database, the OFAC system verifies whether or not a customer is eligible to open an account in the United States of America.

  The database is easily accessible and can be viewed via the GOLDTeller® or GOLDTeller® Platform solutions. The system automatically validates new customers as accounts are opened in GOLDTeller Platform, regularly confirms your customer file and creates impressive reports for regulatory purposes.

• Account Analysis

  With Account Analysis from GOLDPoint Systems, analyzing the activity of your commercial accounts is simple and fast.

  This software's ability to process reports and statements for an account over a specified period of time allows you to effortlessly determine profitability for that account.

  • Calculate earnings credits
  • Automated calculation for service fees
  • Establish and determine pre-defined service fee profiles
  • Generate additional income
  • Monitor commercial customers' activity
  • Provide detailed lists of charges on monthly statements

• Retirement (IRA)

  The Retirement Plan software will help your institution simplify the process of setting up, maintaining, and monitoring your retirement accounts.

  Used in connection with GOLDPoint Systems Deposit system, Retirement Plan allows you to manage retirement accounts with a comprehensive plan including beneficiary records. This offers you easy access to assess trustee fees, Required Minimum Distribution (RMD) calculations and election information, regulatory transactions limits, reporting, and more.

  Since the Retirement Plan functions are completely integrated into the Deposit System, you can easily access deposit features, create and modify plans, and monitor individual account activity. You can even set up elective features such as trustee fee assessments, to build just the right system for your institution.

  • The system will monitor and maintain retirement plan restrictions and limitations to assist your institution with compliance issues
  • Use standard retirement reports for auditing purposes
  • Process monetary transactions without memorizing codes
  • Open several different types of IRA accounts
  • Yearly automatic RMD calculations
  • Report contributions and distributions directly to the FED through GOLDPoint Systems
  • Generate regulatory forms for reporting

• Positive Pay

  Give your customers added security and protection by providing them with GOLDPoint Systems Positive Pay.

  This system provides your customers with the ability to personally audit checks that are paid against their accounts by storing and accessing check-issued files on GOLDPoint Systems host computer.

  Positive Pay also automatically notifies your clients via e-mail of checks not found in the issue file or checks with incorrect amounts. By using this system to monitor account activity, you can maintain strong client relations and help reduce fraudulent activity.

• IRS Transmissions & Documents

  The IRS GOLD^™ system provides the easiest, most efficient way for you to send information to the IRS.

  With IRS GOLD, you can easily make corrections to previously submitted forms or create new forms. This software also allows you to print IRS forms with or without instructions for each box on the form.